A new man is brought into Prison Cell 102. Already there is a long-time resident who looks 100 years old.  The new man looks at the old-timer inquiringly.

The old-timer says, “Look at me. I’m old and worn out.  You’d never believe that I used to live the life of Riley. I wintered on the Riviera, had a boat, four fine cars, the most beautiful women, and I ate in all the best restaurants of France.”

The new man asked, “What happened?”

“One day Riley reported his credit cards missing!”